SOLAR FINANCE · SCOTLAND
Can I get solar panels on finance or pay monthly?
Yes — interest-free credit is available so you can spread the cost of solar panels and batteries across monthly payments, subject to status.
Quick answer
Yes. Interest-free credit up to £30,000, subject to status, is available for solar panels and batteries. Finance is explained alongside your written, fixed-price quote after a survey, so you can see the monthly figure before deciding. There is no deposit to request a quote and no obligation to proceed.
Last updated: · Reviewed by the Scottish Energy Efficiency team
KEY FACTS FOR SCOTLAND
What are the finance options for solar in Scotland?
- Interest-free credit up to £30,000, subject to status.
- We install through MCS-certified partners after a survey of your home.
- No deposit to request a quote, and no obligation to proceed.
- Residential solar panels, batteries and heat pumps are currently zero-rated for VAT until 31 March 2027 (HMRC, VAT Notice 708/6).
- Finance options are explained alongside your written, fixed-price quote.
- Your adviser talks you through monthly figures before you decide.
- Coverage: Aberdeen City and every AB postcode in Aberdeenshire.
GET A QUOTE
How do I get a monthly quote?
Tell us about your home. An adviser arranges a survey, then you receive a written, fixed-price quote with the finance options explained alongside it — no obligation.
- Fixed price after survey, no obligation
- We install through MCS-certified partners
- Interest-free credit available, subject to status.
Get Your Quote
Two minutes. No obligation. No deposit.
No obligation · We install through MCS-certified partners · Scottish homes and businesses
HOW FINANCE WORKS
How does solar panel finance work?
Interest-free credit is available, subject to status and affordability. Terms and conditions apply. Finance lets you spread the cost of your solar panels — and a battery if you choose one — across monthly payments, so you do not have to pay the full amount upfront.
Because the credit is interest-free, the total amount you repay is the same as the cash price of the system. No interest is added, subject to status and affordability. Terms and conditions apply, and your adviser explains them clearly alongside your quote.
The process is straightforward: you request a quote, an adviser arranges a survey of your home, and you receive a written, fixed-price quote. The finance options and monthly figures are explained at the same time, so you can compare the cash price with the monthly option before deciding.
WHAT YOU CAN FINANCE
What can be included in the finance agreement?
You can finance solar panels on their own, or solar panels with a battery storage system. If you are also considering a heat pump, your adviser can talk you through how that fits with your plans — see our heat pumps page for more.
The system size and what you include depends on your home and usage, which is why the survey comes first. Your written quote shows the total price for whatever combination you choose, along with the monthly finance figure.
VAT
Does VAT apply if I pay monthly?
Residential solar panels, batteries and heat pumps are currently zero-rated for VAT until 31 March 2027 (HMRC, VAT Notice 708/6). This applies whether you pay in full or spread the cost with finance — the zero rating is already reflected in your written quote, so there is no VAT to add on top either way.
NO OBLIGATION
Am I committed to anything by getting a quote?
No. There is no deposit to request a quote, no charge for the survey, and no obligation to proceed. You receive a written quote with the finance options explained, and the decision is entirely yours. There is no pressure to go ahead.
To get started, call 0141 230 0198 or use the quote form above. See our how it works page for the full process, and our solar panels page for what a system includes.
MORE GUIDANCE
Where can I read more about solar costs and finance?
For more on what drives the price of a solar system, see our solar panels page. For wider guidance on energy improvements and finance, see more answers from Scottish Energy Efficiency.
Last updated October 2026 · Reviewed by the Scottish Energy Efficiency team
QUESTIONS
Common questions about solar panel finance in Scotland
Do you install in Aberdeen and Aberdeenshire?
Yes. We arrange solar panels, batteries and heat pumps for homes across Aberdeen and Aberdeenshire, Aberdeen City and every AB postcode in Aberdeenshire. Our installation partner carries out the work after a survey of your property, so nothing is agreed until you have seen a written quote.
Can I add a battery to my existing solar panels?
Usually, yes. Most existing solar systems can take a battery, either alongside your current inverter or with a hybrid inverter. The survey checks your inverter, fuse board and the space available, and your written quote explains which option suits your home.
Is finance available?
Interest-free credit is available, subject to status and affordability. Terms and conditions apply. Your adviser can talk you through the options alongside your written quote, with no obligation to go ahead.
How do I get a quote?
Call 0141 230 0198 or fill in the quote form. An adviser arranges a survey of your home, then you receive a written, no-obligation quote. There is no deposit to request a quote and no pressure to proceed.
Can I get solar panels on finance or pay monthly?
Yes. Interest-free credit is available, subject to status and affordability. Terms and conditions apply. Finance is explained alongside your written quote, so you can see the monthly figure before deciding. There is no deposit to request a quote and no obligation to proceed.
How much can I borrow for solar panels?
Interest-free credit is available up to £30,000, subject to status and affordability. The amount you borrow depends on the system size you choose and your circumstances. Your adviser talks you through the options after your survey.
Is the finance interest-free?
Yes. Interest-free credit available, subject to status. This means the total you repay is the same as the cash price, with no interest added, subject to status and affordability. Terms and conditions apply.
Do I need a deposit for finance?
There is no deposit to request a quote or arrange a survey. Your adviser explains any deposit requirements for the finance agreement alongside your written quote, so you know the full picture before committing.
Can I add a battery to the finance agreement?
Yes. If you choose solar panels with a battery, the combined system can be included in the finance agreement, subject to status. Your written quote shows the total price and the monthly figure for the full system.
What if I prefer to pay in full?
Paying in full is always an option. Your written quote shows the cash price, and the zero VAT rating applies whether you pay upfront or monthly. The choice is yours, with no pressure either way.
Ready to see your monthly options?
Tell us about your home and we will arrange a survey and a written, no-obligation quote.
No obligation · We install through MCS-certified partners · Scottish homes and businesses